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Property Features
- 2 Bedrooms
- 2 Bathrooms
- 90m² / 969 ft² Build Size
- 250m² / 2,691 ft² Plot Size
- Communal Pool
- A/C Throughout
- Sea views
- Urban location
- Easy access
- Mains Water
- Mains Electric
- Sold January 2012
Apartment for Sale in Los Gallardos, Almería - 140,213 Euros
This is a freehold two beds / two bath (one ensuite) ground floor apartment located in Los Olivios which is in Los Gallardos Huerta Nuevo development. In collaboration with the financing bank, you can have 100% mortgage and just pay the buying costs. The repayment is 468 euros per month and the package is available subject to qualification that a would-be purchaser can afford the repayments. Normal lending criteria applies. Please ask for a copy of the check list to see if you qualify. The property boasts a semi detached position close to the large community pool with two terraces surrounded by fantastic plantation. The property is fully fitted with all Mod Cons, radiators (Sky English T.V) and available from November 2010 for viewing. The property also has a large netted enclosure which is perfect for those summer evenings to entertain and eat. This is a very reluctant sale however if a person wished to have a rent to buy option this would be considered at a monthly rent of 350 euros per month. The cost in euros to buy this property for illustration purposes would be: Amount: 140,213 Term: 35 años Interest rate: Variable(3%) Annual Percentage Rate. This is the real interest for the loan, calculated according to the nominal interest rate, the charges and fees and the loan term. A.P.R.: 2.60% Charges and fees before arranging your mortgage provided for guidance purposes only Valuation fee. The amount paid for to cover the cost of valuing your property. The valuation is carried out by an independent surveyor, authorised by the Ministry of Economy and Treasury. Property valuation: 225.00 + 18% of IVA Registry entry fee. This fee covers the cost of confirming that the property does not have any debts or charges attached to it in the Land Registry. Registry entry: 16.26 Fees and charges for the sale of the property provided for guidance purposes only Notary fees. The amount paid to the notary public for authorising the public deed for the sale of the property. Notary Public: 470.00 Registry fee. The amount paid to register the sale of the property in the Land Registry. Registry: 278.00 Agency fees. The amount paid to the agency responsible for managing the official documents of the sale. Agency: 267.00 Taxes. The amount corresponding to tax paid for purchasing the property: VAT if you are buying new property and Stamp Duty (AJD) if you are buying previously-owned property. Taxes: 9,814.91 (Each autonomous community has special conditions for calculating taxes) Total: 10,829.91 Fees and charges for arranging your mortgage provided for guidance purposes only Arrangement fee: 1,402.13 Notary fees. The amount paid to the notary public for authorising the public deed for the sale of the property. Notary Public: 691.00 Registry fee. The amount paid to register the sale of the property in the Land Registry. Registry: 408.00 Agency fees. The amount paid to the agency responsible for managing the official documents of the sale. Agency: 267.00 Taxes. The amount corresponding to tax paid for purchasing the property: VAT if you are buying new property and Stamp Duty (AJD) if you are buying previously-owned property. Taxes: 2,068.14 (Each autonomous community has special conditions for calculating taxes) Home insurance (building only): 70.00 Total: 4,906.27 Total fees and charges: 15,736.18
We endeavour to keep information on our website up to date, correct for general information and interest purposes only and may not to be construed or intended as a substitute for professional legal advice which is always recommended before taking any decisions.
Any information, statement, description, quantity or measurement so given or contained in any such sales particulars are for illustration purposes only and are not to be taken as matters of fact but provided in good faith.
Buyers must check legal situations.
VIP España make no representation or warranty of any kind, express or implied, regarding accuracy, adequacy, validity, reliability, availability or completeness of any information on the website or mobile applications either directly or indirectly including any other website linked to it.
Prices displayed on the Website are current at the time of issue, but may change at any time and are subject to availability.
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Energy Certificate
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Median Price
1,557.92€ per m²
144.73€ per ft²
Costing Breakdown
* Transfer tax is based on the sale value or the cadastral value whichever is the highest.
* Conveyancing not included
* The rates applied are the highest, and the buyer may, due to their characteristics, benefit from some tax deductions. The property D.I.A. is available at our office according to the decree 218/2005 of 11th of October that regulates the information regulation for the consumer in the purchasing-selling of property in Andalusia.
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* The interest rate shown above is the current Euribor rate. Banks may offer higher interest rates than this
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Who We Are
We are an Irish owned company and trading since 2005. We are CIF registered in Spain (Number B04833737) & inscribed in the "Registro Mercantile de Almeria", AIPP regulated and CIPS - Certified International Property Specialist, we are also a member of the National Association of REALTORS® with NRDS ID: 061237049.
We offer more than just selling property. The company was formed as a combined venture between Stephen Howlett and Victoria Venturini. We have three children together (Two born in Almeria). This has provided us with experiencing many different aspects from local integration to schooling since our permanent move from Dublin, Ireland to Mojacar, Costa Almeria, Spain in 2003.
We found that our life experience was just as important as our professional. Community and lifestyle are important, so as parents, we ensure to be involved in the events and sponsor / promote many sports and youth events encouraging personal development.
At the VIP Almeria office communication is easy for us. We work with major national and international platforms to ensure marketing reach for our clients. Getting here is easy and we keep our website up to date with advice on how to get here from various airports. We do enjoy promoting our activity on social media such as our VIP Almeria Facebook page.
Our Buyers and Sellers are informed clients. Choosing a legal is equally as important as choosing the right agent, therefore we ask that when researching property options that you apply the same attention to an independent legal abogado. The Spanish word for a Lawyer is 'Abogado' and is the equivalent to a Solicitor or a Barrister in the UK or Ireland or Attorney in the United States.
We are here to present sound, straight talking advice as we are aware how daunting when purchasing overseas property, We are known as a very pro-active and progressive agency who works for the client's benefit. International buyers make up 23.4% of the property market and the population of Mojácar as an example has grown by 2,000 (41%) since 2000.
V.I.P Almeria can offer you all types of properties ranging from new build to resale opportunities. We also hold collaborations with developers and banks to offer key ready products at vastly reduced prices.
We are a key company to this area for introduction due to our multiple property and area exhibitions throughout Europe. Our client portfolio varies between Northern European, International and Spanish. We want people to enjoy this fantastic unspoiled natural area and have assisted so many integrating to the region which has a strong cultural identity.
VIP Almeria have been awarded many titles such as 2018’s ‘Leading Real Estate Adviser, Almeria, Spain’, No matter how big, successful or renowned a business may be, it goes without saying that, away from its own pool of talent and expertise, there will always be a network of trusted advisers behind the scenes helping to inform, guide and shape the way in which it operates. This is in addition to the awards, 2017 and in 2016 when we were given the title, Real Estate Firm of the Year, this award was set up to recognise the firms which are among the best and brightest when it comes to real estate, able to flourish in this dynamic sector.
Nominated and Winner of Best Broker, Costa Almeria, Steven Howlett was named as the Almeria Area expert by A Place in the Sun. He has also been involved in over a dozen successful TV shows which continue to this day. VIP Almeria have our own profile Section on "A Place in The Sun" which showcases our property listings, adding this to all major property portals including Rightmove Overseas to name a few options on where to see our listings advertised.
Real estate can be very intimidating to people are not familiar with its complexities hence why as an agent, we have the tools and resources to shortlist options that match the criteria. We know this market and how to deliver the finished article. Buying new or older house – calculate the extra works!
Our mentality and philosophy for selling has always been the same: DO NOT PUSH. When we are with a buyer, we always let the buyer steer the ship and make the final decision. We just provide the path to get there. As an Area expert, we have the tools and resources with the life experience to assist most questions and queries during the appointment. We feel that minute you start pushing as an agent, the buyer’s natural psychological defences will go up, and they start to think that you might just be trying to make a sale. So how can clients tell that they are working with an agent who has their best interest at heart?
Look at our testimonials, these are from real people and uploaded in their own words. You can see how area focused we are to help match the criteria requested, we present options however if it is not on our portfolio, we will point you in the right direction to make an informed decision.
This year we added so many new listings to our list of captivating locations. Creating unique memories all along the coastline from Mojacar to San Juan. We have created zonal area markers between Mojacar to San Juan with every beach having its own page highlighting recommendations and properties in that part of the beach.
We will continue to promote Costa Almeria and assist buyers with help to have their lifestyle and criteria matched. Buyers are treated to “Behind-the-Scenes” cover points of interest like local amenities, things to do that suit your lifestyle and area matching. Life is not just the Beach!!
Remember it is not just the house but the location. We are the only agent in this area that will protect your freehold purchase with a 20-year title deed insurance as a gift. We offer real support and aftercare for our valued clients.
Our Sellers receive a breakdown of visits, feedback and fees payable should they consider an offer to reserve so they understand the net amounts plus comparisons of sale agreed in their neighbourhood. We also aid with all certification to be degree218 compliant.
As everyone is different in their needs and criteria; If the property you want is not already on our books, VIP Almeria are specialists in sourcing property investments to suit every need via our excellent and diligent collaborators. We use only like-minded agents with the same work ethic and who are regulated. We offer you what you want, not just what we have. This service costs you nothing extra. If you wish to consider us as a lead agent (Buyer's agent) we will be delighted to present all the options the area has, including area tours as location is so important.
Of all the services, we provide to home-buyers, one of the most essential is helping them seek out the best options available to them. Many people feel comfortable knowing that we put ourselves in their shoes and will offer insight of advantages or disadvantages in a particular area. It is important to have an entry and exit plan unless it is your forever home. We have developed some solid contacts in this area over the years, so before you commit yourself, please feel free to contact us and experience it for yourselves.
When you decide it’s the right time for you to make a move or step forward, we would love to hear from you. Thank you for taking the time to look up our details and considering VIP Almeria as your agent.